Terms of Service

These Terms of Service ("Terms") govern your use of Money Timeline (“the app”), built and operated by Nitesh, an individual developer, doing business as nitapps ("we", "us"). By downloading, installing, or using the app, you agree to these Terms.

Who can use the app

You can use Money Timeline without an account at any age; if you are under 18, please use it with a parent or guardian's permission. Creating an account or using cloud sync requires being at least 13, or older where your country sets a higher minimum age (up to 16 in some countries). By creating an account, you confirm that you meet this requirement.

What the app is — and isn't

Money Timeline is a personal record-keeping tool for logging your own transactions, spending, and money given to or received from others. It is not a bank, a payment processor or money-transfer service, a lender, an insurer, an investment platform, a registered financial advisor, or a tax preparation service. It never moves, holds, or lends money, and it does not connect to your bank or payment accounts. Entries about money given to or received from other people are your own personal notes, not legally binding records of a debt. Nothing in the app constitutes financial, investment, tax, or legal advice. Any summaries, insights, or trends the app shows you are based only on the data you entered, and may not be complete or accurate — always use your own judgment for financial decisions. Where the app lets you record entries in more than one currency, it records amounts exactly as you enter them; it does not convert between currencies or provide exchange rates.

Your account

Creating an account (via Google Sign-In, or Sign in with Apple on iOS) is optional and only needed if you want cloud sync. You're responsible for keeping your sign-in credentials secure. We're not responsible for losses arising from unauthorized access to an account caused by your own failure to keep your credentials secure.

Your data, your content

Everything you enter into Money Timeline — transactions, notes, categories, and so on — belongs to you. We don't claim ownership over it. We process it only as needed to provide the app's functionality (storing it locally, and syncing it if you enable that), as described in our Privacy Policy.

You're responsible for the accuracy of what you enter, and for keeping your own backups (via the app's export feature) if that matters to you.

Acceptable use

You agree not to:

• Reverse-engineer, decompile, or tamper with the app beyond what's permitted by law.
• Use the app for any unlawful purpose.
• Attempt to disrupt or gain unauthorized access to any service the app depends on (including our Firebase backend).

Pricing

Money Timeline is currently free to use, with no subscriptions, in-app purchases, or paid tiers. If that changes in the future, we'll update these Terms and give you clear notice before any payment is introduced.

Third-party services

The app relies on third-party services (Firebase, Google Sign-In, Sign in with Apple, and your device's operating system) described in our Privacy Policy. Your use of those services alongside the app is also subject to their own terms.

No warranty

The app is provided "as is" and "as available," without warranties of any kind, express or implied, including any warranty of merchantability, fitness for a particular purpose, or non-infringement. We don't guarantee the app will be error-free, uninterrupted, or that any data will never be lost — please use the export feature to keep your own backups of anything important.

Limitation of liability

To the maximum extent permitted by law, Nitesh/nitapps will not be liable for any indirect, incidental, special, or consequential damages arising from your use of, or inability to use, the app — including loss of data, loss of profits, or financial decisions made based on information in the app.

Account deletion

If you've connected a durable account (Google Sign-In, or Sign in with Apple on iOS), you can delete it at any time in the app (Settings → Cloud Account → Delete Account). The app may ask you to sign in again to confirm it's you. If you no longer have the app, reinstall it and sign in with the same provider to delete in the app, or see nitapps.in/moneytimeline/delete-account for the manual request process and its limits. Deletion removes your cloud account and the cloud-synced data associated with it; it cannot be undone. It does not delete data stored locally on your device — that remains until you separately delete it or uninstall the app. See our Privacy Policy for the full details.

Termination

You can stop using the app and delete it at any time. We may suspend or discontinue the app, or any part of it, at our discretion — for example, if a third-party service it depends on is discontinued — and will try to give reasonable notice where practical.

Changes to these Terms

We may update these Terms from time to time. If we make a significant change, we'll update the "Last updated" date above and note it in the app's release notes. Continuing to use the app after a change means you accept the updated Terms.

Governing law

These Terms are governed by the laws of India, without regard to conflict-of-law principles.

Contact us

Questions about these Terms: project.nitesh@gmail.com.